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DFW Financial Agency business insurance plans are designed to cover your business in case of employee injury, accidents, or natural disaster. Our expert insurance advisors understand the importance of selecting the right insurance policy for your business and can help you avoid costly gaps in coverage.
Business insurance (also known as commercial insurance) generally falls into three broad categories:
Property insurance covers damage to real or personal business property which results in a financial loss. A business liability insurance policy provides insurance protection in the event of third-party bodily injury or property damage for which the insured is legally responsible. If you are sued for personal injury or property damage, business liability insurance would cover the cost of defending and resolving the suit up to the established policy limits. Workers’ compensation insurance protects employers in the event of injuries sustained by employees while on the job. Workers’ compensation insurance is required by law in many states for employers with as few as one employee.
State workers’ compensation laws cover all types of employees regardless of whether they are working as a part-time, full-time or a leased worker. The laws specifically mention that teachers for public schools, county workers working under hazardous conditions, and even volunteers working for a profitable business can also qualify for occupation injury compensation benefits.
Request a free business insurance quote or by calling 214-432-4304.
Business insurance may include:
Liability insurance for businesses and professionals may include:
Obtaining business insurance and small business insurance from the experts at DFW Financial Agency/ Insurance is easy. You can get a business insurance quote online, at one of our local offices, or over the phone at 214-432-4304. Our friendly advisors will help you to find the business insurance policy that best suits your needs and your budget, quickly.
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