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Life insurance provides a safety net so your family is protected. General term insurance can provide your family with income, cover debts and basic needs, and even help pay for the mortgage or college. Life insurance is more affordable than you might think.
Get a life insurance quote online by or by calling 214-432-4155 to talk to an insurance advisor who can help you choose the right policy for you and your family.
Life insurance policies work similarly to any other type of insurance policy. You determine how much coverage you need, how long you need it, and then make your payments. If your policy is still active when you pass away, the people you have listed on your policy as beneficiaries get paid the death benefit, typically in one lump sum.
Older is not wiser in the life insurance market. Rates are based partially on age. The older you are, the closer you are to death. Each birthday you pass increases your rates. Your best strategy is to apply for insurance while you are young and healthy to qualify for the best rates.
Basic whole life insurance
Whole life insurance provides a guaranteed payout no matter when you pass away, as long as you keep paying your premiums.
Term life insurance
Term life insurance offers the most affordable premium payments and a comparable payout. As long as the premiums are paid, the policy lasts the selected terms lengths (standard options are 10, 15, 20, and 30 years).
Protect the future of your loved ones with term life insurance from DFW Financial Agency/ Insurance. We offer a variety of low-cost plans, some without a medical exam requirement. You can request a life insurance quote online, over the phone at 214-432-4155, or by visiting one of our local offices. Your quote from DFW Financial Agency/Insurance will allow you to compare rates for the best life insurancecompanies and choose the policy that best fits your needs and budget.